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Final Debt (Indebted #6) by Pepper Winters

“She was my punishment and penance all in one.”





What. A. Book.

I’ve read a lot of books in my time and I’ve enjoyed most of them. Some of them, if I’ve been really lucky, have crept into my soul and lived within me to this day. But very few have affected me as much as this book (and series) has.

As I said in my reviews of the other books, this series started out as a slow burner for me. I didn't warm to the characters at all to begin with. How naive I was to think I wouldn't continue with it .. that perhaps it wasn't for me.





There are so many things I want to say about Final Debt, about Nila and Jethro, about Cut and Bonnie and about Kes. About the Indebted world that although is very firmly fiction, feels like I’ve lived it right along with them.

There’s no let up in this story. There isn’t a moment where you think, right now I can breathe. It keeps twisting you, keeps pushing you further and further into the world and there are times I didn’t think I would survive it … much like Nila and Jethro I guess.




The series has had me on the edge of my seat; I've gasped, cried, cheered, felt physically sick and wanted to throw my kindle at the wall so many times. I feel like I paid the debts right along with Nila and Jethro, and now, I feel like I get it.

Their journey, their story … it’s brutal and heartbreaking, it’s complex and yet simple at the same time. For all the debts, all the twists, all the turns it really boils down to love. Those you love and fight for, those who should love you but don’t and those you don’t think you should love but can’t stop every fibre of your being from loving.




There were so many moments within this book I was sobbing. We’re not talking a few little tears, I was making noises that I’m not sure I’ve made while reading before. There were parts of this story that hit me so hard I couldn’t breathe and I had to stop. My heart could not cope with the emotion and it unlocked something I’ve had deep inside me and I’m honestly feeling so raw after it.

The escape. The tension. The reunions. The lionesses. The heartache. The letter from Kes. The Debts. 

*If you haven't read the book, please be aware the next paragraph does contain spoilers*

I can forgive a lot of things and characters in this book—except for Bonnie. She wanted exactly what they lived through; hate and anger and evil. I don't forgive her—After all they're all a byproduct of the hate and cruelness that has been bestowed upon them for years. There's one thing I can't get over though, and I think a lot of people feel the same...  Kes. Poor Kes. I guess it needed to happen, they couldn't all survive. But why Kes? He was good and kind and deserved to have something better than what he did.

*Spoilers finished!*

Some reviews have said it's not believable, that there is no way this would happen n real life. I completely agree and I wholeheartedly I hope that's the case. BUT... this is fiction. There are thousands of stories in the world that aren't one-hundred percent believable. It’s a way to escape and feed fantasies and live other people’s lives. if I wanted truth and real life, I'd read a factual book. I wouldn’t reach for fiction.



This has to be, without a doubt, one of the best book series I've read. It's going down as one of my ultimate favourite book series ever. It will stay with me forever and will be one series I know I'll pick up again, and again and again, and I know I'll suffer the same overwhelming feelings and heart-in-my=throat moments I endured the first time round all over again and that it will feel like I don't know what's going to happen. Because the best books do that to me.




This book has it all and more and it’s been one hell of a journey but even more of a pleasure to read the world Pepper created—she has an exceptional talent, she’s an artist who paints breathtaking worlds through words. She created stories so real you feel you lived them and I'm in absolute awe of her. Her talent is second to none in this complex world, she has created something truly unique and is an absolute masterpiece.

Is it wrong I want to go straight back to beginning?



Needless to say, if you’re unsure if dark is for you, then please do your research and read the trigger warnings for this book. 

It’s not light. It’s not fluffy. Please read responsibly.

You can find trigger warnings on Pepper's website.

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